Off-Topic: Banks need regulation

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	Name:	wix -
	Subject:	Banks need regulation
	Date:	1/22/2010 1:07:05 PM

Over the past twenty many regulations were relaxed for banks that led to today's problem. Why would an intelligent person, bank, lend money to a real estate developer who has structured his corporation so he personally has no skin in the game and can walk away from the loan scott free if he needs to. Banks made those loans for years and it came back to bite them and put many out of business. Bankers need to treat the money they loan as if it were their own. Deregulation has hurt that aspect of banking.