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You are right, they don't make an "earmarked" contribution to SS, but they contribute some portion of their salary to SS, in order to draw a benefit from the general fund in the future.
LNG, a lot of people are where you are. While it didn't effect my retirement, I took a good sized hit to my TSP. Thankfully, I don't have to draw on it now, so I'm hoping it will make a strong comeback in the future. But even more disappointing was that I took a $200K "loss" on the sale of my house in VA from what I would have expected to get if I had sold the previous year. Nothing I can do about that.
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